Car Insurance in Palm Beach Gardens: What’s changing in 2025
Nestled in the heart of Palm Beach County, Palm Beach Gardens is not only the “Golf Capital of the World” but also an area where motor vehicle insurance is a hot topic. While Florida typically ranks among the most expensive states for auto coverage—with fullcoverage averaging around $3,229 per year , the secondhighest nationally—2025 brings some relief to drivers Recent reforms and market shifts have put downward pressure on premiums of car insurance Palm Beach gardens fl : State regulators report a dramatic drop in the statewide auto rate increase—from over 21% in 2023 to as little as 0.2% projected for 2025 Major insurers like GEICO, Progressive, and State Farm have announced rate reductions ranging from 6% to over 10% Local Palm Beach County drivers may see slightly less impact—with only about 19% eligible for Citizens property rate cuts Why it matters to locals : Fewer uninsured drivers, reduced fraud, and less litigation have...